Carfin
Vehicle
Finance

Over 20 years financing & refinancing South African People and Businesses

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Finance Solutions for all South Africans

Personal Vehicle Finance

BUYING FROM DEALERSHIPS

BUYING FROM DEALERSHIPS

Finance a car from a dealership through us to minimize credit checks and secure the best deal

Explore Dealer Finance
BUY PRIVATE VEHICLE

BUY PRIVATE VEHICLE

Finance a car on Facebook Marketplace, Gumtree or directly from a private seller

Private to Private Finance
NOT SURE OF YOUR OPTIONS?

NOT SURE OF YOUR OPTIONS?

Get an idea of what you can afford before credit checks, contracts or the wrong vehicle.

See Affordability
CARAVANS, TRAILERS, ETC...

CARAVANS, TRAILERS, ETC...

Get an idea of what you can afford before credit checks, contracts or the wrong vehicle.

Finance Your Next Rig

Turning the wheels of SA's economy

Business Finance

DEALER FINANCE

DEALER FINANCE

Finance a car from a dealership through us to minimize credit checks and secure the best deal

Explore Dealer Finance
PRIVATE TO PRIVATE

PRIVATE TO PRIVATE

Finance a car on Facebook Marketplace, Gumtree or directly from a private seller

Business to Private
DEAL PROCUREMENT

DEAL PROCUREMENT

Let us find the right vehicle for you, negotiate the best price, and handle the paperwork.

Procure Through Us
FLEETS AND SPECIALTY VEHICLES

FLEETS AND SPECIALTY VEHICLES

Tractors, bakkies, delivery bikes or specialty equipment... we're well versed in keeping your wheels turning.

Specialty & Fleet Finance

Putting Money Back in Your Pocket

Refinance

CASH-OUT FINANCE

CASH-OUT FINANCE

Need cash But don't want to sell your car? Refinance your paid-off car to get paid out in a secured loan.

Explore Secured Loans
PREMIUM REDUCTION

PREMIUM REDUCTION

Beat your current finance premiums by refinancing your vehicle at a better rate.

Explore Refinance
BALLOON ADJUSTMENTS

BALLOON ADJUSTMENTS

Inflate or deflate your balloon entirely with a refinance deal.

Explore Balloon Adjustments
INTEREST RATE LOCKING

INTEREST RATE LOCKING

Lock in your current interest rate to prevent your premium climbing.

Explore Rate Adjustments
Customise Your Experience
Can we customise our site for you?
Yes, please 2 or 3 easy settings to fully customize your experience
No, thanks Continue browsing.
What brings you to our site?
Looking for finance for my next car. Even if you haven't yet found your car - we can help
Already have a financed vehicle. Cars, bikes, caravans, trailers ... we can help reduce premiums.
I need cash. Explore options to finance vehicles you already own.
Browsing for business. Explore our professional asset finance options.
What brings you to our site?
I found a car at a dealership. Whether the dealer's offered you finance or not, we can help secure the best deal.
Buying from a private seller. Friends, family, Marketplace ... we've got you covered.
I haven't yet found my car. Don't worry we can procure the exact vehicle you want directly from the importer.
Anything specific to your business?
Vehicle purchase for business use Whether the dealer's offered you finance or not, we can help secure the best deal.
Investigating fleet options Whether the dealer's offered you finance or not, we can help secure the best deal.
Asset backed payout. Take a loan out against your existing assets through refinance.
Nope, just business.
How far along are you?
Still searching Get in touch and we'll help you search.
Not sure what I can afford? Let's run some numbers before you get too deep in credit checks.
Too early to tell.
Anything specific about refinancing?
Reduce or Increase Balloon Let's restructure your balloon to suit your capacity.
Alter or lock in Interest Rate We can change your interest rate as well as lock it in to keep premiums down.
My premium's too high! Explore our options to reduce your premiums

We've customized your experience!

Based on your selections, we recommend starting your quick online application to get the best rates.